Effective date: 18 June 2026  |  Last updated: 27 July 2026

Please read carefully. By downloading, installing, accessing, or using Anchor, you agree to these Terms & Conditions (“Terms”) and our Privacy Policy. If you do not agree, do not use the App.

1. Introduction and parties

These Terms are a legally binding agreement between you (“you”, “your”, or “User”) and Aurex Digital (“we”, “us”, or “our”) governing your use of:

MSME registration number: [To be updated]

2. Definitions

3. Eligibility

To use the App, you must:

4. Nature of the service

Anchor is an assigned-vehicle portal that enables you to:

Aurex Digital is a technology provider. We provide software for companies that assign vehicles to users. We are not a bank or financial institution. Anchor is workforce management software for employers that assign vehicles to workers.

5. Relationship with your company

Your company controls assignment terms, program schedules, document availability, how company-configured transfers are processed, and how location data is used for vehicle verification. Questions about your assignment, compliance, vehicle recovery, or data held by the company should be directed to them.

We provide the Platform under contract with companies. If your company stops using the Platform or closes your account, your access may end.

6. Account access and authentication

Before first use (or as prompted), you must affirmatively accept these Terms and the Privacy Policy using the in-app checkbox or equivalent control.

7. Assignment agreement precedence

If there is a conflict between these Terms and your signed Agreement with the company regarding the assignment, security, location obligations, default, or recovery, the Agreement prevails to the extent of the conflict.

Many vehicle assignment agreements require the assigned user to:

Your use of the App may be a condition of or supplement to those contractual obligations.

8. Location verification and user obligations

Important. Assigned vehicles have on-board GPS trackers. The App also collects your phone’s precise location, including in the background when you grant permission, so your company can compare both and confirm you are the authorised user of the vehicle.

8.1 Consent

Location collection requires your explicit in-app consent and Android permissions, including “Allow all the time” / background location where requested. Details are in our Privacy Policy.

8.2 Your obligations

Where required by your Agreement or company policy, you agree to:

8.3 Consequences of non-compliance

Failure to maintain location services or App functionality may:

Aurex Digital is not responsible for actions taken by companies based on missing or delayed location data.

9. App permissions and device settings

The App may request permissions including internet access, network state, fine and coarse location, background location, notifications, foreground service (location), and boot completed receiver. Each permission supports functions described in the Privacy Policy.

You acknowledge that denying or revoking permissions may degrade or disable features. Some companies may treat persistent denial as non-compliance with assignment terms.

10. Background services

To maintain periodic phone location verification, the App may:

Android manufacturers may apply aggressive battery optimisations that can delay background location updates. The App does not require you to change battery settings.

11. Notifications

The App may send:

You may disable some notifications in device settings, but doing so may affect functionality.

12. Program records

12.1 Company-configured transfers

The App may allow you to initiate transfers related to your vehicle assignment using methods configured by your company (e.g. UPI intent or displayed transfer instructions).

12.2 No guarantee of settlement

Display of a transfer option does not guarantee successful processing. Completion depends on third-party networks, banks, NPCI/UPI systems, and your company’s reconciliation. We are not liable for delays, failures, or disputes arising from transfer systems outside our reasonable control.

12.3 Amounts and allocation

Program amounts, allocation, charges, and receipt issuance are determined by your company’s systems. Verify details on your dashboard and official receipts.

12.4 Taxes and charges

You are responsible for applicable taxes, penalties, and third-party transaction charges unless stated otherwise by your company.

13. Assignment documents

Documents displayed in the App are provided by your company. They are for your reference. In case of discrepancy between an in-app document and an original executed copy, the executed copy held by the company prevails unless otherwise required by law.

14. Acceptable use

You agree to use the App only for lawful purposes connected to your vehicle assignment and in accordance with these Terms. You must not misuse the Platform or assist others in doing so.

15. Prohibited conduct

You must not:

16. Intellectual property

The App, Website, software, logos, trademarks, UI, and content provided by Aurex Digital are owned by us or our licensors and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable licence to use the App for personal, lawful purposes in connection with your Agreement.

Company names, logos, and assignment documents remain the property of the respective companies.

17. Third-party services

The App integrates with or links to third-party services (e.g. Google Play services for location, transfer interfaces, cloud infrastructure). Your use of those services is subject to their terms. We are not responsible for third-party acts or omissions.

18. Service availability and changes

We strive to keep the Platform available but do not guarantee uninterrupted, error-free, or secure operation. Maintenance, upgrades, API changes, device/OS changes, or network outages may affect the App.

We may modify, suspend, or discontinue features with reasonable notice where practicable. We may release updates that you must install to continue using the App safely.

19. Suspension and termination

We may suspend or terminate your access, without prior notice where reasonably necessary, if:

You may stop using the App at any time by uninstalling it. Uninstalling stops future data collection from that device but does not discharge your obligations under your Agreement with your company.

20. Disclaimer of warranties

To the fullest extent permitted by law, the Platform is provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Without limiting the above, we do not warrant that:

Location accuracy depends on GPS, network, device hardware, and environmental factors.

21. Limitation of liability

To the maximum extent permitted by applicable law:

Some jurisdictions do not allow certain limitations; in such cases, our liability is limited to the fullest extent permitted by law.

Nothing in these Terms limits liability for fraud, wilful misconduct, or death/personal injury caused by negligence where limitation is prohibited by law.

22. Indemnification

You agree to indemnify, defend, and hold harmless Aurex Digital, its directors, officers, employees, agents, and affiliates from and against claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from:

23. Force majeure

We are not liable for failure or delay due to events beyond our reasonable control, including natural disasters, war, terrorism, labour disputes, government actions, internet or telecommunications failures, power outages, pandemics, or failures of third-party hosting or service providers.

24. Governing law and dispute resolution

24.1 Governing law

These Terms are governed by the laws of India. Courts in India shall have jurisdiction, subject to the arbitration clause below.

24.2 Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms or the App shall be resolved by binding arbitration under the Arbitration and Conciliation Act, 1996, as amended. The seat and venue of arbitration shall be India. The tribunal shall consist of a sole arbitrator appointed in accordance with the Act. Proceedings may be conducted in English.

24.3 Interim relief

Either party may seek interim or injunctive relief from a court of competent jurisdiction to protect intellectual property, confidential information, or platform security pending arbitration.

24.4 Consumer rights

Nothing in this section limits any non-waivable consumer rights you may have under applicable law.

25. Changes to these Terms

We may update these Terms from time to time. We will post the revised Terms on this page and update the “Last updated” date. Where changes are material, we may provide additional notice through the App. Your continued use after the effective date constitutes acceptance where permitted by law. If you do not agree, you must stop using the App.

26. Miscellaneous

27. Contact

For questions about these Terms:

See also our Privacy Policy for data protection contacts and grievance redressal.